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As a proportion of your personal net worth (total assets minus total liabilities), identify the proportion of credit card debt you currently have outstanding (or have had outstanding at some point in your life). Identify the expenditures that have given rise to your credit card debt. Which expenditures were discretionary and which were not? Discuss the implications. Are there any strategies that you can implement in order to better manage and reduce credit card debt? What strategies have you used?

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EYS***780 2019-09-23 10:35:25
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 Strategies that you can implement in order to better manage and reduce credit card debt

1. Track your expenses: -Despite their ruinous effects in some cases, credit cards are not the root of all-evil. When used properly and responsibly, credit cards can be a fine method for building up good credit.  On the other hand, when abused, credit cards carry a heavy 

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